FAQs

Can I get quick cash assistance through this website?
We are not a lender. All the loans are approved by lenders, who are eager to help borrowers. That is why when lenders receive satisfactory answers and documents from the borrowers, they do not take much time. At time, you can get lender's approval in as fast as five minutes.

How should I use this website?
The website contains valuable information about short term loans. It also has the loan information form that you need to fill and submit. If you need more information about our services, you should use the Contact Us form.

Am I eligible for the loans?
It is mandatory for a borrower to be an adult and he should have a regular source of income. Other eligibility criteria are set by the lender himself. Please submit your loan information form to see if you are eligible for the loans.

How much loan amount can I borrow?
Our lenders usually offer loans up to $1500. However, the amount you will get as a loan will be decided by the lender. Generally, lenders approve an amount after checking the repaying ability of a borrower. If you are able to prove that you can repay on time, the lender will be happy to approve.

What is the repayment schedule?
Short term loans have a repayment duration of 30 days. Every lender has a different kind of schedule. You should enquire about the repayment period before accepting any loan offer. Please understand the repayment scheme carefully so that you could repay easily.

Do the lenders conduct credit check?
Yes, because it is mandatory.

What if I am unable to repay the loan?
Inability of making a timely repayment will incur penalties. The amount of penalty and its method of payment is decided by the lender. Ask the lender about the repayment penalties beforehand so that you are prepared for it.

What should I do when I am unable to repay?
A borrower should always let the lender know of his inability to repay before the repayment date. Most lenders have a remedy that can help a borrower skip penalty.

Are my details protected?
Yes, your details are safe with us. We use advanced methods of security for ensuring maximum safety of our borrowers' details. To know more about them, please read our Privacy Policy.

Are the interest rates favorable here?
Interest rates are based on a variety of factors including where you live and market conditions. Our lenders strive to offer loans with reasonable interest rates.

Are you a lender or a representative of a lender?
No, we are neither lender nor do we represent one. We are here to help people get comfortable loans. We have 100+ lenders on our panel. People can apply for the loans through this website. We send loan requests to all the lenders and present loan offers to the borrowers.

Am I obligated to take the loan?
No, you are not under any such obligation. Look through the loan offers and select one only if you find it favorable.

Please note that Short Term Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

^