Terms

This website aims at bridging the gap between borrowers and lenders. Through this portal, borrowers can request for short-term loans any time.

Our job includes approaching lenders with information about the potential borrower so that lenders can screen borrowers request and provide them loan, depending upon their eligibility.

More than 100 lenders located in different states are a part of our panel. We are not affiliated with any lender and treat every lender on our panel equally. Therefore, we are not to be treated as a lender, representative of a lender, broker, or an agent.

We do not promote any lender
This website does not promote a particular lender or a group of lenders. Details available here about financial service providers are not exhaustive and we cannot guarantee their authenticity.

Borrowers and visitors should visit the websites of the providers to learn about their services and opt for them at their own risk.

This website presents an opportunity for the borrowers to opt for short term loans. There is no obligation on the part of a website visitor to make a request for a loan. You may visit the website unlimited number of times, browse through the pages, read the content and leave without opting for any loan.

Our loan arranging service is limited to adults only. Only the individuals, who are 18 years old or more, should apply for short-term loans. If we find any borrower to be a minor, we will cancel his loan request right away.

Availability of loans may be restricted
The short term loans may be unavailable in certain states. Moreover, we cannot guarantee that every loan request will bring lender's approval.

Although we do accept loan requests from all applicants, it is up to the lender to approve them or not. We will try our best to arrange for the most suitable loan offers for the borrowers but we cannot guarantee their 100% suitability.

Information provided on this website is not an expert's advice
Visitors should responsibly assess their financial position before making a loan request. Through our website, we do not intend to recommend any financial service. However, the content of the website is accurate to our knowledge.

Please also note that in response to the queries by the borrowers our representatives may suggest short term loans. No borrower should feel obligated to make a loan request because of such a suggestion. Please weigh your financial capability before opting for the loans. Any decision taken by you is solely yours and you can be held responsible for it.

From time to time, this website may display third party links on its pages. We may benefit from the existence of such links on our website.

Nevertheless, visitors/borrowers are requested to take precaution while visiting the sites. Before sharing any information with them, a borrower should read their privacy policy. In case of breach of privacy, a borrower cannot hold us answerable.

We may ask visitors to provide extra details
We treat every visitor equally. However, there may be cases when we need extra information from a borrower. Our representatives may contact the visitor looking for loan from lenders to ask questions or ask them send documents as evidence to the information mentioned in the loan information form.

Similarly, lenders may also contact or demand certain documents. Under no circumstances should a borrower assume that approval is guaranteed, as documentation is a part of screening process and does not imply approval.

A borrower should wait for an express approval from the lender. The above-mentioned procedure may take up time and the borrower may have to wait for an approval.

We are legal and we support credit check
Credit check is compulsory irrespective of the lender you choose. It is conducted by the lender and every borrower should cooperate at the time of credit check. Credit check report may or may not influence interest rate/approval of a loan.

Post approval, the loan amount will be credited to the borrower's bank account. No other method of transfer of funds will be entertained by the lender.

Change of terms may happen any time
In order to stay compliant and make our stand clear to our visitors, we may add, delete, or modify the terms. Prior to modification/addition/deletion, we are not liable to make any announcement for it.

Please note that Short Term Loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

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